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Pawn Shops Offering Car Title Loans in Waycross, GA

3 of the 6 pawn shops we list in Waycross have car title loans accepted.

This directory filters pawn shops that provide short-term liquidity using your vehicle's lien-free title as security. Unlike traditional pawn transactions where collateral stays in the vault, title pawns allow you to keep driving the car while making payments. Before calling, confirm that your state permits title lending through pawnbrokers and that your title has no outstanding liens.

  1. First Choice Title

    100 Knight Ave, Waycross, GA 31501-3368

    Mon-Fri 10am-6pm, Sat 10am-2pm

    Layaway
  2. Lending Bear

    801 Knight Ave, Waycross, GA 31501-1944

    Varies by location

    Buys goldJewelryElectronicsFirearms
  3. TitleMax Title Pawns

    1768 Memorial Dr, Waycross, GA 31501

    Mon-Fri 10am-7pm, Sat 10am-4pm

High-cost borrowing alert: Title loan interest rates often range from 25% to 300% APR, and default can lead to repossession of your vehicle.

More in Waycross and Georgia

Pawn Shops Offering Car Title Loans near Waycross

Good to know

What documents are required to get a car title loan at a pawn shop?

You must present a clear vehicle title solely in your name, a valid government photo ID, and proof of income or residency such as a utility bill. The pawnbroker will also inspect the physical vehicle onsite to verify mileage and condition before setting loan terms.

How much cash can I get for my car title?

Loan amounts generally range from $250 to $10,000, depending on state caps and vehicle value. Pawnbrokers typically lend between 25% and 50% of the car's current Kelley Blue Book trade-in value.

Can I get a title loan if I am still making payments on the car?

Most pawn shops require a lien-free title, meaning the car must be fully paid off. A few lenders offer equity-refinance options if your remaining balance is low relative to market value, but this is uncommon in standard pawn settings.