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Check Cashing and Payday Loan Stores in Miami Gardens, FL

8 of the 12 pawn shops, check cashing and loan stores we list in Miami Gardens are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Amscot - The Money Superstore

    709 Nw 183rd St # 713, Miami Gardens, FL 33169-4202

    Electronics
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  2. ACE Cash Express

    4684 NW 183rd St, Miami Gardens, FL 33055

    Electronics
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  3. Advance America

    20318 NW 2nd Ave Unit 5, Miami Gardens, FL 33169

    Layaway
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  4. The Check Cashing Store

    19660 NW 27th Ave, Miami Gardens, FL 33056

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  5. Bay Cash Advance Inc.

    20701 NW 2nd Ave, Miami Gardens, FL 33169

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  6. Check N' Go

    4880 NW 183rd St, Miami Gardens, FL 33055-2951

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  7. Check 'n Go

    19743 NW 37th Ave, Miami Gardens, FL 33056-2255

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  8. Florida Check Cashing

    18351 NW 27th Ave, Miami Gardens, FL 33056-3169

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Miami Gardens

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.