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Check Cashing and Payday Loan Stores in Idaho Falls, ID

12 of the 21 pawn shops, check cashing and loan stores we list in Idaho Falls are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Rebuild Financial

    626 S Woodruff Ave, Idaho Falls, ID 83401-5299

    Mon–Fri 10–4

  2. Dollar Loan Center

    589 E 17th St Ste 2, Idaho Falls, ID 83404

  3. LendNation

    1425 W Broadway St, Idaho Falls, ID 83402

  4. Security Finance

    270 S Woodruff Ave, Idaho Falls, ID 83401

  5. Security Finance

    2235 E 17th St, Idaho Falls, ID 83404

  6. XPRESS CASH

    780 W Broadway St, Idaho Falls, ID 83402

  7. XPRESS CASH

    2064 E 17th St Ste 2, Idaho Falls, ID 83404

  8. Cash Store

    589 E 17th St, Idaho Falls, ID 83404

  9. Title Cash

    2247 E 17th St, Idaho Falls, ID 83404

  10. Check Into Cash

    1175 E 17th St, Idaho Falls, ID 83404

  11. Exchange Plaza

    1820 E 17th St, Idaho Falls, ID 83404-6469

  12. Quik Check

    1202 E 17th St, Idaho Falls, ID 83404-6147

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Idaho Falls

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.