Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.
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America's Financial Choice Inc.
821 Bloomington Rd, Champaign, IL 61820
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Security Finance
823 Bloomington Rd, Champaign, IL 61820
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Easy Pay
Champaign, IL 61821
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Illini Currency Exchange
1304 N Prospect Ave, Champaign, IL 61820-2535
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Check 'n Go
1706 W Bradley Ave, Champaign, IL 61821-2202
More in Champaign and Illinois
- All pawn shops, check cashing and loan stores in Champaign9
- Check Cashing and Payday Loan Stores across Illinois540
Check Cashing and Payday Loan Stores near Champaign
- Chicago107
- Peoria14
- Cicero10
- Decatur10
- Rockford10
- Des Plaines9
- Springfield9
- Bloomington8
Good to know
What do I need to bring to cash a payroll or government check?
You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.
How much do check cashing services usually cost?
Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.
What is the difference between a payday loan and a consumer installment loan?
Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.