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Check Cashing and Payday Loan Stores in Iowa

76 of the 179 pawn shops, check cashing and loan stores we track in Iowa are check cashing or payday loan services. Full listings for every city are on the Iowa page.

76stores
34cities
179stores statewide

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

Des Moines 12

  1. Advance America

    2480 E Euclid Ave, Des Moines, IA 50317

  2. EZ Money Check Cashing

    2910 E University Ave, Des Moines, IA 50317

  3. EZ Money Check Cashing

    3947 E 14th St, Des Moines, IA 50313

  4. EZ Money Check Cashing

    2740 Douglas Ave Ste D, Des Moines, IA 50310

  5. LoanMax Title Loans

    5802 Hickman Rd, Des Moines, IA 50322

  6. LoanMax Title Loans

    3316 Indianola Ave, Des Moines, IA 50315

  7. LoanMax Title Loans

    3516 Merle Hay Rd, Des Moines, IA 50322

  8. Uscellular Authorized Agent - Ez Money

    3112 Merle Hay Rd, Des Moines, IA 50310-1235

  9. Check 'n Go

    3424 Merle Hay Rd, Des Moines, IA 50310-1241

  10. Check Into Cash

    200 Army Post Rd Ste 50, Des Moines, IA 50315

  11. Ez Money

    2438 Hubbell Ave, Des Moines, IA 50317-6416

  12. Ez Money

    3001 SW 9th St, Des Moines, IA 50315-2204

Cedar Rapids 6

  1. Advance America

    3135 Wiley Blvd SW Ste. 107, Cedar Rapids, IA 52404

  2. Check Into Cash

    2040 Edgewood Rd SW, Cedar Rapids, IA 52404

  3. Hometown Cash Advance

    219 Edgewood Rd NW, Cedar Rapids, IA 52405

  4. OneMain Financial

    1121 Blairs Ferry Rd NE Ste 200, Cedar Rapids, IA 52402

  5. Check 'n Go

    124 Collins Rd Ne Ste E, Cedar Rapids, IA 52402-3244

  6. Instant Cash Loans

    155 Collins Rd NE, Cedar Rapids, IA 52402

Sioux City 6

  1. Advance America

    1713 Hamilton Blvd, Sioux City, IA 51103

    Layaway
  2. EZ Money Check Cashing

    2121 Hamilton Blvd, Sioux City, IA 51103

  3. LoanMax Title Loans

    1929 Hamilton Blvd, Sioux City, IA 51104

  4. Check Into Cash

    3158 Singing Hills Blvd, Sioux City, IA 51106

  5. Onemain Financial

    4299 Sergeant Rd, Sioux City, IA 51106

  6. Check 'n Go

    4501 Southern Hills Dr Ste 23, Sioux City, IA 51106-4743

Waterloo 6

  1. LoanMax Title Loans

    3200 University Avenue, Waterloo, IA 50701

  2. Advance America

    1519 E San Marnan Dr, Waterloo, IA 50702

  3. Check Into Cash

    2744 University Ave, Waterloo, IA 50701

  4. EZ Money Check Cashing

    700 Laporte Rd, Waterloo, IA 50702

  5. Check N' Go

    2735 University Ave, Waterloo, IA 50701-3333

  6. Check Into Cash

    4013 Shoppers Blvd., Dollar Tree, Waterloo, IA 50701

Council Bluffs 4

  1. Advance America

    3134 Manawa Center Dr Ste 4, Council Bluffs, IA 51501

  2. EZ Money Check Cashing

    1702 W Broadway, Ste 5, Council Bluffs, IA 51501

  3. EZ Money Check Cashing

    2411 S 24th St Ste 4, Council Bluffs, IA 51501

  4. Check Into Cash

    1702 W Broadway Ste 5, Council Bluffs, IA 51501-3867

Fort Dodge 4

  1. Advance America

    110 N 25th St, Fort Dodge, IA 50501

  2. OneMain Financial

    336 S 25th St, Fort Dodge, IA 50501

  3. Ez Payday Loans

    1626 5th Ave S, Fort Dodge, IA 50501

  4. Check 'n Go

    3005 1st Ave S, Fort Dodge, IA 50501-2995

Ottumwa 4

  1. Check It Out

    303 E 2nd St, Ottumwa, IA 52501

  2. Advance America

    1111 N Quincy Ave, Ottumwa, IA 52501

  3. PAYDAY TODAY

    807 Richmond Ave, Ottumwa, IA 52501

  4. Check Into Cash

    1879 Venture Drive, Ottumwa Shopping Center, Ottumwa, IA 52501

Mason City 3

  1. Advance America

    626 S Monroe, Mason City, IA 50401

  2. Check Into Cash

    1631 4th St SW #106, Mason City, IA 50401

  3. Check N' Go

    473 Indian Head Dr Ste 101, Mason City, IA 50401-7353

Ankeny 2

  1. Check Into Cash

    625 N Ankeny Blvd, Ankeny, IA 50023

  2. EZ Money Check Cashing

    717 N Ankeny Blvd, Ankeny, IA 50023

Coralville 2

  1. OneMain Financial

    860 22nd Ave Ste 2, Coralville, IA 52241

  2. Advance America

    2411 2nd St Unit 4, Coralville, IA 52241

Davenport 2

  1. Advance America

    1801 E Kimberly Rd Ste. 3, Davenport, IA 52807

  2. Ez Payday Loans

    1165 E Locust St, Davenport, IA 52803

Marshalltown 2

  1. Advance America

    901 S Center St Unit 2, Marshalltown, IA 50158

  2. Check Into Cash

    50 La Frentz Lane #C, Marshalltown Shopping Center, Marshalltown, IA 50158

West Des Moines 2

  1. EZ Money Check Cashing

    1726 Grand Ave, West Des Moines, IA 50265

  2. Advance America

    1821 22nd St Ste. 104, West Des Moines, IA 50266

Altoona 1

  1. Check 'n Go

    3418 8th St Sw Ste 4, Altoona, IA 50009-1030

Ames 1

  1. EZ Money Check Cashing

    222 Lincoln Way Ste 101, Ames, IA 50010

Bettendorf 1

  1. Check Into Cash

    2325 Cumbrland Square Dr, Bettendorf, IA 52722

Burlington 1

  1. Advance America

    331 N Roosevelt Ave Spc L, Burlington, IA 52601

Carroll 1

  1. Check Into Cash

    815-US Highway 30 W, Carroll, IA 51401

Clinton 1

  1. Check 'n Go

    1663L Lincoln Way, Clinton, IA 52732-7062

Coucil Bluffs 1

  1. LoanMax Title Loans

    2000 W Broadway, Coucil Bluffs, IA 51501

Creston 1

  1. Check Into Cash

    600-C W Taylor St Unit C, Creston, IA 50801

Denison 1

  1. Check Into Cash

    905 4th Ave S, Denison, IA 51442-2427

Dubuque 1

  1. EZ Money Check Cashing

    3301 Pennsylvania Ave Ste 103, Dubuque, IA 52001

Fort Madison 1

  1. Check Into Cash

    1414 48th St Ste 3, Fort Madison, IA 52627

Indianola 1

  1. Check Into Cash

    1709 N Jefferson Way Ste 300, Indianola, IA 50125

Iowa City 1

  1. Check N' Go

    560 Highway 1 W, Iowa City, IA 52246-4216

Keokuk 1

  1. Advance America

    300 Main St Ste 740, Keokuk, IA 52632

Muscatine 1

  1. Check Into Cash

    1903 Park Ave #5020, Muscatine, IA 52761

Newton 1

  1. Check 'n Go

    305 Iowa Speedway Dr, Newton, IA 50208

    Layaway

Osceola 1

  1. Cash-n-go

    231 S Main St, Osceola, IA 50213-2307

    Buys goldElectronicsLayaway

Perry 1

  1. Check Into Cash

    524 1st Ave, Movie Gallery Development, Perry, IA 50220

Spencer 1

  1. Check Into Cash

    700 11th St SW Ste. 8, Spencer, IA 51301

Webster City 1

  1. Check Into Cash

    819 Superior St, Webster City, IA 50595

Windsor Heights 1

  1. EZ Money Check Cashing

    801 73rd St Ste A, Windsor Heights, IA 50324

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Iowa

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.

Where to buy silver coins near me?

Precious metal dealers and pawn shops throughout Iowa carry a wide selection of silver coins and bullion. There are 76 locations listed on PawnAtlas across the state offering competitive market rates. Check dealer inventories and daily spot price adjustments prior to making a purchase.

Where to sell old electronics for cash?

Secondhand stores and pawn shops across Iowa buy laptops, gaming consoles, and mobile devices for immediate cash. You can find 76 local electronics buyers across the state on PawnAtlas. Always back up your personal data and restore factory settings before selling your devices.