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Check Cashing and Payday Loan Stores in Baltimore, MD

11 of the 45 pawn shops, check cashing and loan stores we list in Baltimore are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Ace Cash Express

    428 E 33rd St, Baltimore, MD 21218-3401

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  2. Cash It Out

    300 Reisterstown Rd Ste 109, Baltimore, MD 21208-5517

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  3. Ace Cash Express

    719 N Point Blvd, Baltimore, MD 21224-3410

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  4. Bay Financial

    7698 Belair Rd Ste 104, Baltimore, MD 21236

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  5. cash plus

    7603 Harford Rd, Baltimore, MD 21234

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  6. Cbi

    3 W Patapsco Ave, Baltimore, MD 21225

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  7. Gaw Check Cashing

    225 N Eutaw St, Baltimore, MD 21201-1839

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  8. Golds Check Cashing

    4710 Erdman Ave, Baltimore, MD 21205

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  9. Southwest Check Cashing

    3212 Washington Blvd, Baltimore, MD 21230

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  10. Cash Mart

    700 Merritt Blvd Ste B, Baltimore, MD 21222-1444

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  11. Best Baltimore Bail Bonds

    211 E Lombard St, Baltimore, MD 21202-6102

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Baltimore

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.