All states›Check Cashing and Payday Loan Stores›Mississippi›Ridgeland

Check Cashing and Payday Loan Stores in Ridgeland, MS

13 of the 17 pawn shops, check cashing and loan stores we list in Ridgeland are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. LendNation

    1076 E County Line Rd, Ridgeland, MS 39157

    Electronics
    Call Website Directions

  2. LendNation

    607 Hwy 51 N, Ste B, Ridgeland, MS 39157

    Electronics
    Call Website Directions

  3. Title Cash

    607 Highway 51 N, Ridgeland, MS 39157

    Electronics
    Call Website Directions

  4. OneMain Financial

    795 Woodlands Pkwy Ste 230, Ridgeland, MS 39157

    Mon–Fri 9:00am–5:30pm

    Call Website Directions

  5. A-1 Payday Loans

    607 Highway 51, Ridgeland, MS 39157

    Call Website Directions

  6. Advance America

    920 E County Line Rd, Ridgeland, MS 39157

    Call Website Directions

  7. American Cash

    587 Highway 51 Ste V1, Ridgeland, MS 39157

    Call Website Directions

  8. Cash Tyme

    6955 Old Canton Rd, Ridgeland, MS 39157

    Call Website Directions

  9. Money Tyme Payday Loans

    6955 Old Canton Rd Ste N, Ridgeland, MS 39157

    Call Website Directions

  10. Moneyman

    6955 Old Canton Rd Ste N, Ridgeland, MS 39157

    Call Website Directions

  11. Approved Cash

    612 Highway 51 Ste A, Ridgeland, MS 39157

    Call Website Directions

  12. Kroger Money

    7045 Old Canton Rd, Ridgeland, MS 39157

    Call Website Directions

  13. All American Check Cashing

    410 Christine Dr Ste D, Ridgeland, MS 39157-3421

    Call Directions
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Ridgeland

More in Ridgeland and Mississippi

Check Cashing and Payday Loan Stores near Ridgeland

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.