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Check Cashing and Payday Loan Stores in North Dakota

16 of the 39 pawn shops, check cashing and loan stores we track in North Dakota are check cashing or payday loan services. Full listings for every city are on the North Dakota page.

16stores
6cities
39stores statewide

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

Fargo 6

  1. Check 'n Go

    2301 University Dr S Ste 4, Fargo, ND 58103

    Layaway
  2. EZ Money Check Cashing

    3041 Main Ave, Fargo, ND 58103

  3. EZ Money Check Cashing

    1833 University Dr S, Fargo, ND 58103

  4. Americash

    2305 Main Ave Ste D, Fargo, ND 58103-1302

  5. Ameri-cash

    3120 25th St S, Fargo, ND 58103-6110

  6. Red D Cash

    3060 25th St S, Fargo, ND 58103

Minot 4

  1. EZ Money Check Cashing

    1545 S Broadway, Minot, ND 58701

  2. Americash

    401 40th Ave Sw Ste 113, Minot, ND 58701-7659

  3. Quik Check

    2816 S Broadway, Minot, ND 58701-7114

  4. Check 'n Go

    1524 S Broadway, Minot, ND 58701-5979

Grand Forks 3

  1. OneMain Financial

    2100 S Columbia Rd Ste 112, Grand Forks, ND 58201

  2. EZ Money Check Cashing

    2508 S Washington St, Grand Forks, ND 58201

  3. Payday Express Check Cashing

    2612 Gateway Dr, Grand Forks, ND 58203-1406

Dickinson 1

  1. OneMain Financial

    323 1st St E, Dickinson, ND 58601

Jamestown 1

  1. OneMain Financial

    721 1st Ave S Unit B, Jamestown, ND 58401

West Fargo 1

  1. Money Lenders

    1410 9th St E, West Fargo, ND 58078-3374

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in North Dakota

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.

Where to buy silver coins near me?

Precious metal dealers and pawn shops throughout North Dakota carry a wide selection of silver coins and bullion. There are 16 locations listed on PawnAtlas across the state offering competitive market rates. Check dealer inventories and daily spot price adjustments prior to making a purchase.

Where to sell old electronics for cash?

Secondhand stores and pawn shops across North Dakota buy laptops, gaming consoles, and mobile devices for immediate cash. You can find 16 local electronics buyers across the state on PawnAtlas. Always back up your personal data and restore factory settings before selling your devices.