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Check Cashing and Payday Loan Stores in Portland, OR

12 of the 34 pawn shops, check cashing and loan stores we list in Portland are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Ace Cash Express

    2722 N Lombard St, Portland, OR 97217

  2. Rapid Cash

    12131 SE Powell Blvd, Portland, OR 97266

  3. ACE Cash Express

    2929 SE Powell Blvd, Portland, OR 97202

  4. LoanMax Title Loans

    2929 SE Powell Blvd Unit 5, Portland, OR 97202

  5. OneMain Financial

    4340 NE Sandy Blvd, Portland, OR 97213

  6. Rapid Cash

    3849 SE Powell Blvd, Portland, OR 97202

  7. Fred Meyer Money

    3805 SE Hawthorne Blvd, Portland, OR 97214

  8. Fred Meyer Money

    14700 SE Division St, Portland, OR 97236

  9. Check Cash Pacific

    418 SW 2nd Ave, Portland, OR 97204-3404

  10. Check Cash Pacific

    8201 Se Powell Blvd Ste C, Portland, OR 97266-2059

  11. One Stop Check Centers

    1724 NE Broadway St, Portland, OR 97232

  12. Onemain Financial

    12417 NE Glisan St, Portland, OR 97230

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Portland

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.