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Check Cashing and Payday Loan Stores in Austin, TX

37 of the 145 pawn shops, check cashing and loan stores we list in Austin are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Check N Go

    9616 N Lamar Blvd #177, Austin, TX 78753

    Layaway
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  2. Speedy Cash

    7201 Cameron Rd, Austin, TX 78752

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

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  3. Sun Loan Company

    7419 Burnet Road, Austin, TX 78757

    Saturday 8:30 AM – 12:30 PM

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  4. Ace Cash Express

    5300 N Lamar Blvd, Austin, TX 78751

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  5. Ace Cash Express

    2425 E 7th St, Austin, TX 78702

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  6. OneMain Financial

    9020 N Capital of Texas Hwy, Building 2, Ste 275, Austin, TX 78759

    Mon, Wed, Fri 8:30am–5:30pm, Tue, Thu 9am–5:30pm

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  7. Security Finance

    5717 S Interstate 35, Ste 170, Austin, TX 78744

    Mon–Fri 8:30 AM – 5:30 PM, Sat-Sun Closed

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  8. PLS Check Cashers

    9616 N Lamar Blvd, Austin, TX 78753

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  9. Speedy Cash

    2514 E Ben White Blvd, Austin, TX 78741

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  10. ACE Cash Express

    9411 Dessau Rd, Austin, TX 78754

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  11. ACE Cash Express

    8501 Burnet Road, Ste C, Austin, TX 78757

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  12. Ace Cash Express

    517 W Oltorf St, Austin, TX 78704-5447

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  13. Cash Advance

    3571 Far West Blvd #224, Austin, TX 78731

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  14. Cash Store

    5510 S Interstate 35 Ste 190, Austin, TX 78745

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  15. Cash Store

    2793 E 7th St, Austin, TX 78702

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  16. Cash Store

    600 E Ben White Blvd Ste 400, Austin, TX 78704

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  17. OneMain Financial

    13359 Research Blvd Ste B-408, Austin, TX 78750

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  18. OneMain Financial

    1901 W William Cannon Dr Ste 117, Austin, TX 78745

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  19. Speedy Cash

    2818 S Lamar Blvd, Austin, TX 78704

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  20. Speedy Cash

    1909 E William Cannon Dr, Austin, TX 78744

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  21. Speedy Cash

    3601 W William Cannon Dr, Austin, TX 78749

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  22. Speedy Cash

    11300 Pollyanna Ave, Austin, TX 78753

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  23. Cash Store

    9300 S I H 35 G150, Austin, TX 78748

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  24. PLS Check Cashers

    1909 E William Canon Dr, Austin, TX 78744

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  25. Security Finance

    5717 S Ih-35 Ste 170 Ste B, Austin, TX 78744

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  26. Speedy Cash

    5532 Manchaca Rd, Austin, TX 78745

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  27. Sun Loan Company

    6501 S Congress Ave 2-206, Austin, TX 78745

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  28. Ace Cash Express

    8728B Research Blvd, Austin, TX 78758-6420

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  29. Quick Cash Loans - Austin

    3708 Jefferson St, Austin, TX 78731-6206

    Electronics
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  30. Speedy Cash

    6401b Airport Blvd Ste B, Austin, TX 78752-4215

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  31. Speedy Cash

    3706 Guadalupe St Ste D, Austin, TX 78705-1486

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  32. Ez Payday Loans

    2406 W Parmer Ln, Austin, TX 78727

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  33. SpeedyCash

    615 W Slaughter Ln Ste 108, Austin, TX 78748

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  34. Vigo

    4619 S Congress Ave Ste C, Unipago, Austin, TX 78745

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  35. Check 'n Go

    2407 S Congress Ave Ste B, Austin, TX 78704-5500

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  36. Check 'n Go

    5403 Cameron Rd Ste 300, Austin, TX 78723-2496

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  37. Money Money Check Cashing

    1925 Rutland Dr, Austin, TX 78758-5480

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Austin

More in Austin and Texas

Check Cashing and Payday Loan Stores near Austin

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.