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Gold & Precious Metal Buyers in Waterloo, IA

3 of the 10 pawn shops, check cashing and loan stores we list in Waterloo have an in-house counter that buys gold and other precious metals.

A map pin can't tell you whether a shop buys gold or just pawns electronics and tools — that split is confirmed one listing at a time from the shop's own site, signage, or posted buy list.

  1. EZPAWN

    920 La Porte Rd, Waterloo, IA 50702

    Buys goldJewelryElectronicsFirearmsLayaway
  2. Money & More

    1516 La Porte Rd, Waterloo, IA 50702-2714

    Mon-Fri 10am-6pm, Sat 10am-5:30pm

    Buys goldJewelryElectronics
  3. Hometown Cash Advance

    2842 University Ave, Waterloo, IA 50701

    Buys gold
Weigh it before you go. Payouts run 40-70% of the day's melt value depending on karat and local competition, so check the spot price that morning and bring a rough weight in grams if you have a scale at home. Every seller needs a valid government-issued photo ID — it's state law, not shop policy, and the transaction gets logged with local police either way.

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Good to know

How much will a pawn shop pay for gold?

Most offer 40-70% of the day's melt (spot) value based on purity. At roughly $2,400/oz for gold, a 5-gram 14k ring typically nets $80-140 before any haggling.

Do I need ID to sell gold at a pawn shop?

Yes. A valid government-issued photo ID is required for every buy or pawn transaction under state pawn-shop law, and the sale is reported to local police as a routine anti-theft measure.