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Installment Loan Stores in Columbus, GA

15 of the 39 pawn shops, check cashing and loan stores we list in Columbus are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Private Money Syndicate

    5402 15th Ave, Columbus, GA 31904-4657

    Mo-Fr 09:00-19:00, Sa 09:00-17:00

  2. Loan South Finance & Tax Service

    3517 Victory Dr Suite 2, Columbus, GA 31903

    Monday–Friday 8:30AM–5:30PM, Saturday Closed, Sunday Closed

  3. Lendmark Financial Services

    3740 Macon Rd Ste e, Columbus, GA 31907

    Mon - Fri: 8:30 am. - 5:30 pm., Sat - Sun: Closed

  4. LoanMax Title Loans

    4018 Buena Vista Rd, Columbus, GA 31907

    Mon-Tue 10:00-18:00, Wed 10:00-16:00, Thu-Fri 10:00-18:00

  5. Mann Finance Co

    1237 Broadway, Columbus, GA 31901

  6. Phenix Finance

    4231 Macon Rd, Columbus, GA 31907-8329

  7. Sunset Finance

    3604 Macon Rd Ste 3, Columbus, GA 31907

    Mon–Fri, 8:30am – 5:30pm | Saturday Seasonally

  8. ALC Access Loan Company

    3604 Macon Rd, Columbus, GA 31907

  9. Mariner Finance

    3740 Macon Rd, Columbus, GA 31907-2202

  10. World Finance

    3640 Buena Vista Rd, Columbus, GA 31906-7302

  11. World Finance

    1056 Manchester Expy A2, Columbus, GA 31904

  12. Service Loan South

    4519 Woodruff Rd, Columbus, GA 31904-6011

  13. Glenn Finance

    2716 2nd Ave, Columbus, GA 31904-8410

  14. Covington Credit

    3201 Macon Rd Store 121, Columbus, GA 31906

  15. Sunbelt Credit

    2424 Woodruff Farm Rd Ste D Spc D, Columbus, GA 31907-6974

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.