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Installment Loan Stores in Boise, ID

14 of the 51 pawn shops, check cashing and loan stores we list in Boise are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Elevated Financial

    3050 N Lakeharbor Ln #216, Boise, ID 83703

    Electronics
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  2. Cash Store

    8170 W Overland Rd, Boise, ID 83709

    Mo–Fr 10:00–18:00, Sa 10:00–14:00, Su closed

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  3. Check 'n Go

    10654 W Overland Rd, Boise, ID 83709

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  4. Freedom Title Loans

    6927 Fairview Ave, Boise, ID 83704

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  5. Northwest Title Loans

    7046 Fairview Ave, Boise, ID 83704

    Mon–Fri 9am–5pm

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  6. Alpine Loan Centers

    7180 W Fairview Ave, Boise, ID 83704-8507

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  7. Finance Matters LLC

    1365 N Orchard St # 370, Boise, ID 83706

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  8. OneMain Financial

    9506 W Fairview Ave, Boise, ID 83704

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  9. Superb Cash Advance

    281 S Capitol Blvd #3, Boise, ID 83702

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  10. Ideal Lending

    6803 W Fairview Ave, Boise, ID 83704-8502

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  11. Title Loans Express

    112 W Main St, Boise, ID 83702

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  12. Murdoch Finance Company

    383 N Orchard St, Boise, ID 83706

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  13. Continental Loans

    10530 W Fairview Ave, Boise, ID 83704-8019

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  14. Convenient Loan

    6045 W Franklin Rd, Boise, ID 83709-1038

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.