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Installment Loan Stores in Louisville, KY

10 of the 111 pawn shops, check cashing and loan stores we list in Louisville are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. LendNation

    2101 Hikes Ln, Louisville, KY 40218

    Electronics
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  2. LendNation

    7230 Preston Hwy, Louisville, KY 40219

    Electronics
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  3. Cash Advance Centers Of KY Inc.

    5014 Preston Hwy, Louisville, KY 40213

    Layaway
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  4. Check Into Cash

    525 N 22nd St C, Louisville, KY 40203

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  5. Check Into Cash

    3929 Taylorsville Rd, Louisville, KY 40220

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  6. LoanMax Title Loans

    7122 Dixie Hwy, Louisville, KY 40258

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  7. Real Simple Car Loan

    720 E Market St, Louisville, KY 40202

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  8. Regency Finance Co

    8800 Dixie Hwy, Louisville, KY 40258

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  9. Kentucky Higher Education Student Loan Corporation

    10180 Linn Station Rd, Louisville, KY 40223-3832

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  10. Surepoint Lending

    9721 Ormsby Station Rd, Louisville, KY 40223-4007

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Louisville

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.