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Installment Loan Stores in Irving, TX

7 of the 40 pawn shops, check cashing and loan stores we list in Irving are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. LoanStar Title Loans

    2450 N Belt Line Rd Ste 130, Irving, TX 75062

    Electronics
  2. ACE Cash Express

    3317 W Walnut Hill Ln, Irving, TX 75038

  3. ACE Cash Express

    1125 W 6th St, Irving, TX 75060

  4. Lift Lending

    8615 Freeport Pkwy Ste 250, Irving, TX 75063

  5. Loancreditusa

    7301 State Highway 161, Irving, TX 75039-2800

  6. Amigo cash

    4243 W Pioneer Dr Suite A, Irving, TX 75061

  7. Continental Credit

    1928 N Story Rd, Irving, TX 75061-1936

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.