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Installment Loan Stores in McAllen, TX

19 of the 53 pawn shops, check cashing and loan stores we list in McAllen are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. McAllen Finance Services

    710 S Main St, McAllen, TX 78501

    Layaway
  2. Loanstar Title Loans

    600 S 10th St, McAllen, TX 78501

    Electronics
  3. Loanstar Title Loans

    921 Hwy 83, McAllen, TX 78501

    Electronics
  4. Discount Title Loan

    2257 Pecan Blvd, McAllen, TX 78501

  5. Hermanos Loans

    500 S Broadway St, McAllen, TX 78501

  6. AAA Co-Signature Loans

    1201 Chicago Ave, McAllen, TX 78501-4858

  7. ACE Cash Express

    2109 N 10th St, McAllen, TX 78501

  8. ACE Cash Express

    3608 Pecan Blvd, McAllen, TX 78501

  9. Check 'n Go

    500 N 23rd St, McAllen, TX 78501-8095

  10. Parra Loan Co

    321 S 15th St, McAllen, TX 78501

  11. World Finance

    501 S Bicentennial Blvd A, McAllen, TX 78501

  12. Adelante Car Title Loans

    7000 N 10th St, McAllen, TX 78504-2265

  13. Action Credit

    415 S Broadway St, McAllen, TX 78501-4901

  14. Gold Star Finance Inc

    1213 Chicago Ave, McAllen, TX 78501

  15. Discount Title Loan

    100 Nolana Ave, McAllen, TX 78504-2529

  16. Discount Finance

    920 N 10th St Ste 4, McAllen, TX 78501-7954

  17. Wells Fargo Financial

    7600 N 10th St, McAllen, TX 78504-7710

  18. Payment 1 Loans

    2216 N 10th St #20, McAllen, TX 78501

  19. Azteca Loan Company Llc

    1207 Erie Ave, McAllen, TX 78501

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.