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Installment Loan Stores in Texarkana, TX

12 of the 31 pawn shops, check cashing and loan stores we list in Texarkana are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Freddy's Fast Cash

    2700 Richmond Rd, Texarkana, TX 75503-2305

    Electronics
  2. Loanstar Title Loans

    1611 New Boston Rd, Texarkana, TX 75501

    Electronics
  3. Freddy's Fast Cash

    3301 Texas Blvd, Texarkana, TX 75503

    Electronics
  4. Toledo Finance

    4011 N State Line Ave, Texarkana, TX 75503

    Layaway
  5. ACE Cash Express

    2513 Richmond Rd, Texarkana, TX 75503

  6. Check 'n Go

    2605 Texas Blvd Ste 100, Texarkana, TX 75503

  7. Rapid Payday and Title Loans

    3535 N State Line Ave, Texarkana, TX 75501

    Mon–Sun 09:00-17:00

  8. Gold Star Finance

    220 Main St, Texarkana, TX 75501

  9. World Finance

    4001 N State Line Ave, Texarkana, TX 75503

  10. World Finance

    2021 Summerhill Rd, Texarkana, TX 75501

  11. Wallace Finance

    3601 N State Line Ave, Texarkana, TX 75503-3675

  12. Sunbelt Credit

    2013 Summerhill Rd, Texarkana, TX 75501-3580

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.