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Installment Loan Stores in Fairfax, VA

3 of the 5 pawn shops, check cashing and loan stores we list in Fairfax are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. ATS Financial Services

    8280 Willow Oaks Corporate Dr Suite 600, Fairfax, VA 22031

    Electronics
  2. Amin Jaddi - Loan Depot

    4000 Legato Rd Ste 1100 office #33, Fairfax, VA 22033

  3. Lendy Loan Officer

    3701 Pender Dr, Fairfax, VA 22030-0988

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Fairfax

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.