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Pawn Shops for Jewelry in Panama City, FL

3 of the 13 pawn shops, check cashing and loan stores we list in Panama City have jewelry deals.

"Pawn shop" is a single map category, and Google has no field for what a given shop actually stocks or specializes in — some run full jewelry cases with in-house testing, others take a ring occasionally and mostly deal tools and electronics. Every listing here is confirmed to carry a real jewelry counter from the shop's own site or posted inventory, not just a category tag.

  1. E-z Cash Pawnshop Of Panama City

    807 E 15th St, Panama City, FL 32405-6101

    Mon-Fri 8am-5pm, Sat 9am-2pm, Sun Closed

    JewelryElectronicsFirearmsLayaway
  2. Money Mizer Pawns and Jewelers

    2424 W 23rd St, Panama City, FL 32405-2347

    Buys goldJewelryFirearms
  3. Dans Pawn - St. Andrews

    1315 Beck Ave, Panama City, FL 32401-1340

    Mon-Sat 9am-6pm

    Buys goldJewelryElectronics
Ask for the item's stamp and get it weighed in front of you. Gold and silver pieces should carry a karat or fineness stamp (10K, 14K, .925, etc.), and a reputable shop will test and weigh the piece on a scale you can see rather than quoting a price from across the counter.

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Good to know

Do pawn shops buy gold jewelry?

Yes — gold and silver jewelry is one of the most common items pawn shops buy and loan against, since it has a clear resale value tied to metal weight and purity. Shops typically pay a percentage of melt value, not retail or appraised value, especially for pieces without notable brand or gem value.

Is it cheaper to buy jewelry from a pawn shop than a jewelry store?

Often yes, since pawn shop jewelry is priced off resale and melt value rather than retail markup, and much of it is secondhand. Prices still vary a lot by shop and item, so it's worth checking a piece's weight and stamp against current gold prices before buying.