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Pawn Shops in Decatur, GA

14 of the 21 pawn shops, check cashing and loan stores we list in Decatur are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Cash America Pawn

    3530 Memorial Dr, Decatur, GA 30032-2710

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  2. Cash America Pawn

    6125 Covington Hwy Ste C, Decatur, GA 30035-3828

    Buys goldElectronicsLayaway
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  3. Candler Road Pawn Shop

    1890 Candler Rd, Decatur, GA 30032-4158

    Mon-Sat 10am-6pm

    Buys goldJewelry
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  4. Cash America Pawn

    3181 Glenwood Rd, Decatur, GA 30032-4151

    Buys goldElectronicsLayaway
    Call Website Directions

  5. TitleMax Title Pawns

    3665 Flat Shoals Rd Ste B, Decatur, GA 30034

    Mon-Fri 10am-7pm, Sat 10am-4pm

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  6. TitleMax Title Pawns

    4773 Covington Hwy, Decatur, GA 30035

    Mon-Fri 10am-7pm, Sat 10am-4pm

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  7. TitleMax Title Pawns

    3454 Memorial Dr, Decatur, GA 30032

    Mon-Fri 10am-7pm, Sat 10am-4pm

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  8. TitleMax Title Pawns

    4689 Memorial Dr, Decatur, GA 30032

    Mon-Fri 10am-7pm, Sat 10am-4pm

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  9. TitleBucks Title Pawns

    4918 Covington Hwy Ste. 7, Decatur, GA 30035

    Mon-Fri 10am-7pm, Sat 10am-4pm

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  10. TitleMax Title Pawns

    2375 Wesley Chapel Rd, Decatur, GA 30035

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  11. TitleMax Title Pawns

    2572 Lawrenceville Highway Ste B, Decatur, GA 30033

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  12. TitleBucks

    2889 S Rainbow Dr, Decatur, GA 30034

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  13. Cash & Ride Pawn

    1694A Scott Blvd, Decatur, GA 30033-5605

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  14. Rapid Car Title Pawns

    2677 E College Ave, Decatur, GA 30030-3912

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Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.