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Pawn Shops in Springfield, IL

11 of the 26 pawn shops, check cashing and loan stores we list in Springfield are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Stevenson Drive Pawn Shop

    2223 Adlai Stevenson Dr, Springfield, IL 62703-4308

    Monday-Friday: 9:00 AM - 7:00 PM

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. Pawn King

    2428 S Macarthur Blvd, Springfield, IL 62704

    Mon-Fri 9am-7pm, Sat 9am-5pm

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Pawn King Springfield

    107 W Cook St, Springfield, IL 62704-2571

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Monster Pawn Springfield

    2324 S MacArthur Blvd, Springfield, IL 62704-4504

    Mon-Thu 9am-6pm, Fri 9am-5pm, Sat 10am-4pm

    Buys goldJewelryElectronics
    Call Website Directions

  5. Monster Pawn Springfield Northside

    222 N Grand Ave E, Springfield, IL 62702

    Mon - Thu 9:00 am - 6:00 pm, Sat 10:00 am - 4:00 pm, Sun Closed

    Buys goldElectronics
    Call Website Directions

  6. Anything Buy Sell Trade

    612 N Grand Ave E, Springfield, IL 62702

    Call Directions

  7. Capital City Pawn & Jewelry

    2700 W Lawrence Ave, Springfield, IL 62704-1181

    Call Directions

  8. TitleMax

    2746 S 6th St, Springfield, IL 62703

    Call Directions

  9. Clocktower Pawn & Jewelry

    941 Clock Tower Dr Unit B, Springfield, IL 62704-1303

    Call Directions

  10. Title Max

    2951 Lindbergh Blvd, Springfield, IL 62704-6556

    Call Directions

  11. Cash America Pawn

    2428 S Macarthur Blvd, Springfield, IL 62704

    Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.