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Pawn Shops in Jackson, MS

12 of the 42 pawn shops, check cashing and loan stores we list in Jackson are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Usa Pawn Shop Woodrow

    203 W Woodrow Wilson Ave, Jackson, MS 39213-7600

    Monday–Saturday 9:30am to 6:30pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. Usa Pawn Shop I55 South

    2685 I 55 S, Jackson, MS 39204-5818

    Monday–Saturday 9:30am to 6:30pm

    Buys goldJewelryFirearmsLayaway
    Call Website Directions

  3. Collateral Lenders

    817 E River Pl, Jackson, MS 39202-3403

    Mon-Fri 9am-5:30pm

    Buys goldJewelryFirearms
    Call Website Directions

  4. Momentum Pawn

    1425 University Blvd, Jackson, MS 39204-3130

    Mon-Fri 9am-7pm, Sat 9am-6pm

    JewelryElectronics
    Call Website Directions

  5. USA Pawn Shop Ellis

    1171 Ellis Ave, Jackson, MS 39209-7367

    Monday–Saturday 9:30am to 6:30pm

    JewelryFirearms
    Call Website Directions

  6. Jackson Jewelry & Pawn

    3705 N West St, Jackson, MS 39216

    Call Website Directions

  7. Charlie's Pawn Shop

    5320 Clinton Blvd, Jackson, MS 39209-3002

    Electronics
    Call Directions

  8. Bill's Coin Stamp & Jewelry

    104 Wilmington St, Jackson, MS 39204-5013

    Call Directions

  9. Momentum Pawn

    4325 N State St, Jackson, MS 39206-5212

    Call Directions

  10. DJ's Silvermine

    4631 N Hwy 55, Jackson, MS 39206

    Call Directions

  11. EZPAWN

    3295 Highway 80 W, Jackson, MS 39204

    Call Directions

  12. Discount Pawn & Jewelry

    3770 Highway 80 W, Jackson, MS 39209-7504

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.