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Pawn Shops in Billings, MT

13 of the 18 pawn shops, check cashing and loan stores we list in Billings are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Northwest Pawn and Gun

    1717 Central Ave, Billings, MT 59102-4921

    Mon-Sat 9:00am-7:00pm, Sun 11:00am-4:00pm

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. Yellowstone Pawn

    2011 Grand Ave, Billings, MT 59102-2614

    Mon-Fri 9am-7pm, Sat 10am-6pm

    JewelryElectronicsFirearms
    Call Website Directions

  3. Express Pawn, Inc.

    1 MacArthur Ave, Billings, MT 59101-4618

    JewelryElectronicsFirearms
    Call Directions

  4. National Pawn

    1416 Main St, Billings, MT 59105-1740

    Buys goldJewelry
    Call Directions

  5. Western Pawn & Bail Bond

    2817 Montana Ave, Billings, MT 59101

    Call Website Directions

  6. Northside Pawn

    2209 1st Ave N, Billings, MT 59101-2406

    Call Website Directions

  7. First National Pawn

    1313 Broadwater Ave, Billings, MT 59102-5321

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  8. Daddyo's Pawn

    1116 Central Ave, Billings, MT 59102-5527

    Call Directions

  9. Pawn Plus

    1625 Old Hardin Rd, Billings, MT 59101-6557

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  10. BackCountry Pawn

    1235 Grand Ave, Billings, MT 59102

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  11. Pawn Guys

    1842 Main St, Billings, MT 59105-4010

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  12. Platinum Plus Pawn

    1142 Grand Ave, Billings, MT 59102-4230

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  13. Ironcross Pawn & Gun

    1842 Main St, Billings, MT 59105-4010

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Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.