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Pawn Shops in Providence, RI

10 of the 18 pawn shops, check cashing and loan stores we list in Providence are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Fall River Pawn Brokers

    29 Elmwood Ave, Providence, RI 02907-2401

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  2. Fall River Pawn Brokers

    612 Hartford Ave, Providence, RI 02909-5819

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Capital Gold

    522 Smith St, Providence, RI 02908-4308

    Mon-Fri 10-5, Closed Sat

    Buys goldJewelryElectronics
    Call Website Directions

  4. Providence Pawnbrokers

    1405 Broad St, Providence, RI 02905-2807

    Mon-Sat 10-6, Closed Sun

    Buys goldJewelry
    Call Directions

  5. Empire Loan

    358 Broad St, Providence, RI 02907

    Call Website Directions

  6. Providence Pawn

    1155 N Main St, Providence, RI 02904-5740

    Call Directions

  7. Cash For Gold RI

    321 Plainfield St, Providence, RI 02909-3703

    Call Directions

  8. Easy Money Pawnbrokers

    1920 Westminster St, Providence, RI 02909-2832

    Call Directions

  9. North Main Jewelers

    1275 N Main St, Providence, RI 02904-1827

    Call Directions

  10. Podrat Coin Exchange Inc

    769 Hope St, Providence, RI 02906-3602

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.