All states›Pawn Shops›Texas›Temple

Pawn Shops in Temple, TX

8 of the 24 pawn shops, check cashing and loan stores we list in Temple are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Cash Pawn

    2917 S General Bruce Dr, Temple, TX 76504-6318

    Mon-Fri: 9:00am-7:00pm, Sat: 9:00am-6:00pm, Sun: 12:00pm-5:00pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. EZPAWN

    24 S 1st St, Temple, TX 76501-7604

    Mon-Fri: 9:00am-6:00pm, Sat: 9:00am-6:00pm, Sun: 12:00pm-5:00pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  3. Cash America Pawn

    1408 W Adams Ave, Temple, TX 76504-2450

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. First Cash Advance

    110 N 27th St, Temple, TX 76504

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. First Cash Pawn

    3002 SW H K Dodgen Loop, Temple, TX 76504

    Buys goldElectronicsLayaway
    Call Website Directions

  6. EZ Pawn

    1217 W Adams Ave, Temple, TX 76504-2445

    Call Directions

  7. CenTex Pawn

    1402 W Adams Ave, Temple, TX 76504-2450

    Call Directions

  8. Gem Pawn Shop, Inc.

    1305 W Adams Ave, Temple, TX 76504-2447

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

Also in Temple

More in Temple and Texas

Pawn Shops near Temple

Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.