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Pawn Shops in Salt Lake City, UT

9 of the 38 pawn shops, check cashing and loan stores we list in Salt Lake City are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. EZPAWN

    4095 S Redwood Rd, Salt Lake City, UT 84123-1131

    Mon-Fri 9am-7pm, Sat 9am-6pm, Sun 12-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. Sportsmans Fast Cash Pawn

    4081 S State St, Salt Lake City, UT 84107-1543

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  3. Cash America Pawn

    789 S State St, Salt Lake City, UT 84111-3821

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Sportsman's Fast Cash

    4081 S State St, Salt Lake City, UT 84107-1543

    Mon-Fri 9am-7pm, Sat 10am-5pm

    Buys goldJewelryElectronicsFirearms
    Call Directions

  5. Hy And Mike's Pawn

    505 S Redwood Rd, Salt Lake City, UT 84104-3616

    Buys goldFirearms
    Call Directions

  6. Pawn Brokers Exchange

    158 S State St, Salt Lake City, UT 84111-1506

    Mon-Fri 9:30am-6pm, Sat 10:30am-4pm

    Call Directions

  7. EZPAWN

    235 W 400 S, Salt Lake City, UT 84101

    Call Directions

  8. Midtown Pawn

    1083 S State St, Salt Lake City, UT 84111-4520

    Call Directions

  9. Mr Pawn

    1522 S State St, Salt Lake City, UT 84115-1632

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.