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Check Cashing and Payday Loan Stores in Montgomery, AL

24 of the 53 pawn shops, check cashing and loan stores we list in Montgomery are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Chesterfield Loans

    1 Dexter Plz Ste 116, Montgomery, AL 36104

    Mon–Fri 8:00am–5:00pm

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  2. LendNation

    2801 E South Blvd, Montgomery, AL 36116

    Electronics
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  3. LendNation

    3405 Atlanta Highway, Montgomery, AL 36109

    Electronics
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  4. Security Finance

    32 Carol Villa Dr, Montgomery, AL 36109

    Electronics
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  5. LendNation

    1501 Eastern Boulevard, Montgomery, AL 36117

    Electronics
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  6. Fastest Cash Advance & Payday Loans

    201 Monroe St, Montgomery, AL 36104-3735

    Electronics
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  7. Security Finance

    6156 Atlanta Hwy, Montgomery, AL 36117

    Mon–Wed 8:30am–5:30pm

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  8. Speedy Cash

    1501 Eastern Blvd, Montgomery, AL 36117

    Mon–Fri 8am–8pm, Sat 9am–12pm

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  9. Advance America

    3893 Eastern Blvd Ste. 200, Montgomery, AL 36116

    Mon–Fri 8:30am–5:30pm

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  10. Always Money

    2021 Coliseum Blvd, Montgomery, AL 36110

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  11. Approved Cash

    5883 Atlanta Hwy, Montgomery, AL 36117

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  12. Cash Tyme

    3842 Harrison Rd, Montgomery, AL 36109

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  13. Cash Tyme

    856 W Fairview Ave, Montgomery, AL 36108

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  14. Check Into Cash

    3600 Atlanta Hwy, Montgomery, AL 36109

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  15. Covington Credit

    543 N Eastern Blvd, Montgomery, AL 36117

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  16. Easy Money

    1310 Eastern Blvd, Montgomery, AL 36117

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  17. Easy Money

    932 Ann St, Montgomery, AL 36107

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  18. Speedy Cash

    932 Ann St, Montgomery, AL 36107

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  19. Advance America

    3988 Atlanta Hwy., Montgomery, AL 36109

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  20. Alabama Title Loans, Inc.

    2233-A E South Blvd, Montgomery, AL 36116

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  21. Check Into Cash

    4013 Eastern Blvd, Montgomery Town Center, Montgomery, AL 36116

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  22. Ez Payday Loans

    6600 Atlanta Hwy, Montgomery, AL 36117

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  23. Check Into Cash

    1722 Carter Hill Road, Country Club Shopping Center, Montgomery, AL 36106

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  24. Money Store

    2021 Coliseum Blvd, Montgomery, AL 36110-3237

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Montgomery

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.