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Check Cashing and Payday Loan Stores in Birmingham, AL

22 of the 65 pawn shops, check cashing and loan stores we list in Birmingham are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Title Loan Express | Title Loans, Payday Loans

    925 Forestdale Blvd, Birmingham, AL 35214

    Buys goldJewelry
  2. First Finance Company

    2018 2nd Ave N, Birmingham, AL 35203

    Monday 9:00am-5:00pm

    Layaway
  3. Easy Money

    728 23rd St S, Birmingham, AL 35233

    Monday – Friday: 8am – 8pm CST, Saturday: 9am – 12pm CST, Sunday: Closed

  4. Security Finance

    1671 Center Point Pkwy Ste 105, Birmingham, AL 35215

    Monday 8:30 AM – 5:30 PM, Tuesday 8:30 AM – 5:30 PM, Wednesday 8:30 AM – 5:30 PM

  5. Signature Finance

    1713 3rd Ave N, Birmingham, AL 35203-2001

  6. Check Into Cash

    9921 Pkwy E, Birmingham, AL 35215

  7. Easy Money

    4673 US Highway 280, Ste C, Birmingham, AL 35243

  8. Always Money

    1189 Center Point Pkwy, Birmingham, AL 35215

  9. American Title Loans

    1421 Forestdale Blvd Ste 117, Birmingham, AL 35214

  10. Easy Money

    6400 1st Ave N, Birmingham, AL 35212

  11. Check Into Cash

    1936 Highway 31 S, Birmingham, AL 35244

  12. Easy Money

    4673 U S 280, Ste C, Birmingham, AL 35242

  13. Easy Money

    9420 Pkwy E, Birmingham, AL 35215

  14. Birmingham Fast Payday Loans

    1918 1st Ave N, Birmingham, AL 35203

  15. Check Exchange of Forestdale

    1441 Forestdale Blvd Ste 101, Birmingham, AL 35214

  16. Check Exchange of Tarrant

    1415 Pinson Valley Pkwy, Birmingham, AL 35217

  17. Check Into Cash

    1421 Forestdale Blvd Ste 125, Birmingham, AL 35214

  18. Check N' Go

    1109 Forestdale Blvd, Birmingham, AL 35214-3833

  19. Check N' Go

    1301 3rd Ave W Ste B, Birmingham, AL 35208-5519

  20. OneMain Financial

    100 Frankfurt Cir Ste K, Birmingham, AL 35211

  21. Onemain Financial

    1694 Montgomery Hwy, Birmingham, AL 35216

  22. Allied Cash Advance

    5287 Highway 280, Birmingham, AL 35242-5383

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Birmingham

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.