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Check Cashing and Payday Loan Stores in Lexington, KY

24 of the 38 pawn shops, check cashing and loan stores we list in Lexington are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. LendNation

    3101 Richmond Road, Ste 314, Lexington, KY 40509

    Electronics
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  2. Cash Express

    565 E New Circle Rd Unit 10, Lexington, KY 40505

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  3. OneMain Financial

    2358 Nicholasville Rd Ste 150, Lexington, KY 40503

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  4. Check Into Cash

    524 W New Circle Rd Ste 170, Lexington, KY 40511

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  5. Eagle Loan Company

    4250 Saron Dr Ste 175, Lexington, KY 40515

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  6. OneMain Financial

    126 Towne Center Dr, Lexington, KY 40511

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  7. Advance America

    1301 Winchester Rd Ste 77, Lexington, KY 40505

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  8. Advance America

    352 Southland Dr, Lexington, KY 40503

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  9. Advance America

    3154 Richmond Rd Ste 9-b, Lexington, KY 40509

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  10. Advance America

    828 Lane Allen Rd Ste 160, Lexington, KY 40504

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  11. Cash Express

    671 N Broadway, Lexington, KY 40508

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  12. Cash Express

    1989 Harrodsburg Rd, Lexington, KY 40503

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  13. Cash Tyme

    470 E New Circle Rd, Lexington, KY 40505

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  14. Check Exchange

    2417 Nicholasville Rd Ste 110, Lexington, KY 40503

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  15. Eagle Loan Company

    1620 Old Paris Rd #120, Lexington, KY 40505

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  16. LendNation

    470 E New Circle Rd, Lexington, KY 40505

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  17. OneMain Financial

    115 N Locust Hill Dr Ste 113, Lexington, KY 40509

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  18. Kroger Money

    150 W Lowry Ln Ste 190, Lexington, KY 40503

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  19. Kroger Money

    3650 Boston Rd, Lexington, KY 40514

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  20. Check Exchange

    644 N Broadway # A, Lexington, KY 40508

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  21. Cash Tyme

    2333 Versailles Rd, Lexington, KY 40504-1605

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  22. Check 'n Go

    393 Waller Ave, Lexington, KY 40504-2914

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  23. Check N' Go

    3063 Richmond Rd Ste C, Lexington, KY 40509-1508

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  24. Ky Cash Advance

    4097 Nichols Park Dr Ste 116, Lexington, KY 40503

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Lexington

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.