All states›Check Cashing and Payday Loan Stores›Kentucky›Owensboro

Check Cashing and Payday Loan Stores in Owensboro, KY

15 of the 26 pawn shops, check cashing and loan stores we list in Owensboro are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    3333 Frederica St Unit 3, Owensboro, KY 42301

    Layaway
    Call Website Directions

  2. Check 'n Go

    1650 Starlite Dr Ste H, Owensboro, KY 42301

    Layaway
    Call Website Directions

  3. LoanMax Title Loans

    2225 Frederica St, Owensboro, KY 42301

    Mon - Fri 10am-6pm, Sat 9am-2pm

    Call Website Directions

  4. Cash Express

    2605 Highway 144, Owensboro, KY 42303

    Call Website Directions

  5. Advance America

    2845 W Parrish Ave Ste J, Owensboro, KY 42301

    Call Website Directions

  6. Advance America

    3116 Highway 54, Owensboro, KY 42303

    Call Website Directions

  7. Cash Express

    2100 W Parrish Ave, Owensboro, KY 42301

    Call Website Directions

  8. Cash Express

    1007 Tamarack Rd Unit 5, Owensboro, KY 42301

    Call Website Directions

  9. Eagle Loan Company

    3525 Frederica St Ste 4, Owensboro, KY 42301

    Call Website Directions

  10. Fast Payday Loans

    2605 US Highway 60 E, Owensboro, KY 42303

    Call Website Directions

  11. Kroger Money

    1670 Starlite Dr, Owensboro, KY 42301

    Call Website Directions

  12. Cash Expres

    1327 E 4th St, Owensboro, KY 42303-0128

    Call Directions

  13. Check N' Go

    3601 Frederica St Ste 8, Owensboro, KY 42301-6990

    Call Directions

  14. OneMain Financial

    410 Southtown Blvd Ste 1, Owensboro, KY 42303

    Call Directions

  15. Hollywood Cash Advance

    2616 Frederica St, Owensboro, KY 42301-5440

    Call Directions
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Owensboro

More in Owensboro and Kentucky

Check Cashing and Payday Loan Stores near Owensboro

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.