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Check Cashing and Payday Loan Stores in Starkville, MS

9 of the 17 pawn shops, check cashing and loan stores we list in Starkville are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Mississippi Title Loans, Inc.

    452 Highway 12 W, Starkville, MS 39759

    Monday - Friday 10AM-6PM, Saturday 9AM-1PM, Sunday Closed

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  2. Advance America

    911 Mississippi 12 W Ste 106, Starkville, MS 39759

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  3. Check Into Cash

    806 Mississippi 12 W Ste B, Starkville, MS 39759

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  4. Check Into Cash

    806B Highway 12 W, Starkville, MS 39759

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  5. Express

    210 Highway 12 W Ste H, Starkville, MS 39759

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  6. Approved Cash

    856 Highway 12 W, Starkville, MS 39759

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  7. Money Matters Title Loans

    302 Mississippi 12, Starkville, MS 39759

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  8. Cash Till

    1011 Louisville St, Starkville, MS 39759-3903

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  9. National Cash Advance - Closed

    204 B Highway 12 East, Starkville, MS 39759

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Starkville

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.