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Check Cashing and Payday Loan Stores in Joplin, MO

12 of the 21 pawn shops, check cashing and loan stores we list in Joplin are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. LendNation

    1102 S Range Line Rd, Joplin, MO 64801

    Monday-Friday 9:00 AM – 6:00 PM, Saturday 9:00 AM – 1:00 PM

    Electronics
  2. EZ Money Check Cashing

    2640 E 32nd St Ste 7, Joplin, MO 64804

    Monday 8:00am–4:00pm, Saturday closed, Sunday closed

  3. Security Finance

    1901 E 32nd St Ste 6, Joplin, MO 64804

    Mon–Fri 8:30am–5:30pm, Sat closed, Sun closed

  4. AmeriCash Loans - Joplin

    420 N Rangeline Rd Ste 10, Joplin, MO 64801

  5. Check 'n Go

    925 S Range Line Rd, Joplin, MO 64801

  6. Advance America

    1901 E 32nd St Ste 9, Joplin, MO 64804

  7. Check Into Cash

    2401 E 32nd St Ste. 9, Joplin, MO 64804

  8. Empire Finance of Joplin

    2914 E 32nd St Ste 111, Joplin, MO 64804

  9. Quik Cash

    3323 E 32nd St, Joplin, MO 64804

  10. Sun Loan Company

    2313 W 7th St Ste A, Joplin, MO 64801

  11. King Of Kash

    705 Illinois Ave Ste 11a, Joplin, MO 64801-5069

  12. Ez Payday Loans

    1702 S Range Line Rd Ste. 4, Joplin, MO 64804

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Joplin

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.