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Check Cashing and Payday Loan Stores in Springfield, MO

23 of the 50 pawn shops, check cashing and loan stores we list in Springfield are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. LendNation

    2565 S Campbell Avenue, Springfield, MO 65807

    Monday 9:00 AM – 6:00 PM, Saturday 9:00 AM – 1:00 PM, Sunday Closed

    Electronics
  2. Speedy Cash

    2949 S National Ave, Springfield, MO 65804

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

  3. Advance America

    3548 S Campbell Ave, Springfield, MO 65807

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–1:00 PM, Sun: Closed

  4. EZ Money Check Cashing

    525-A S Glenstone Ave, Springfield, MO 65802

    Monday 8:00am–4:00pm, Saturday Closed, Sunday Closed

  5. Sun Loan Company

    2762 S Campbell Ave, Springfield, MO 65807

  6. AMERICAN TITLE LOANS

    928 S Glenstone Ave, Springfield, MO 65802

  7. Check 'n Go

    1448 E Kearney St, Springfield, MO 65803

  8. Empire Finance of Springfield

    2625 N Kansas Expy, Springfield, MO 65803

  9. Empire Finance of Springfield

    1300 A E Sunshine St, Springfield, MO 65804

  10. King of Kash

    1668 E Sunshine St, Springfield, MO 65804

  11. King of Kash

    1442 E Kearney St, Springfield, MO 65803

  12. Money Mart

    2717 N Kansas Expy, Springfield, MO 65803

  13. OneMain Financial

    1550 E Battlefield St Ste F, Springfield, MO 65804

  14. OneMain Financial

    2445 N Kansas Expy Ste F, Springfield, MO 65803

  15. Quik Cash

    2565 S Campbell Ave, Springfield, MO 65807

  16. Security Finance

    2801 W Chestnut Expy, Springfield, MO 65802

  17. Security Finance

    2250 S Campbell Ave, Springfield, MO 65807

  18. Cash Express

    3010 S National Ave, Springfield, MO 65804-4247

  19. Check Into Cash

    2725 N Kansas Expy, Springfield, MO 65803-1113

  20. No Limit Loans

    1414 S Glenstone Ave, Springfield, MO 65804-1406

  21. Check Into Cash

    1929 E. Independence Street, James River Towne Center, Springfield, MO 65804

  22. Ez Money Check Cashing

    448 W Battlefield St, Springfield, MO 65807-4120

  23. Rapid Cash Advance

    3405 S Campbell Ave, Springfield, MO 65807-5101

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Springfield

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Check Cashing and Payday Loan Stores near Springfield

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.