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Check Cashing and Payday Loan Stores in Gallup, NM

15 of the 34 pawn shops, check cashing and loan stores we list in Gallup are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Sun Loan Company

    1608 E Highway 66, Gallup, NM 87301

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  2. Cash Store

    1736 W Maloney Ave, Gallup, NM 87301

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  3. Sun Loan Company

    503 Highway 491, Gallup, NM 87301

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  4. Sunbelt Credit

    1371 Highway 491, Gallup, NM 87301

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  5. LendNation

    815 E Highway 66, Gallup, NM 87301

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  6. LendNation

    805 Highway 491, Gallup, NM 87301

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  7. Security Finance

    1614 E Historic Highway 66 Ste 20, Gallup, NM 87301

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  8. Security Finance

    915 W Aztec Ave, Gallup, NM 87301

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  9. Sun Loan Company

    1622 S Second St, Gallup, NM 87301

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  10. Sun Loan Company

    1592 Highway 264, Gallup, NM 87301

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  11. Check N' Go

    903 Us Highway 491 Ste A, Gallup, NM 87301-5340

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  12. Fastbucks

    605 W Historic Highway 66, Gallup, NM 87301

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  13. Title Cash

    1363 US-491, Gallup, NM 87301

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  14. Title Cash

    3310 E Highway 66, Gallup, NM 87301

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  15. Check Advance Loans

    3314 E Historic Highway 66, Gallup, NM 87301-4651

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Gallup

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.