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Check Cashing and Payday Loan Stores in Los Lunas, NM

6 of the 7 pawn shops, check cashing and loan stores we list in Los Lunas are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Security Finance

    3457 Highway 47 Ste B, Los Lunas, NM 87031

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  2. Sun Loan Company

    2211 Main St NE, Los Lunas, NM 87031

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  3. Check 'n Go

    2270 Main St NW, Los Lunas, NM 87031-4821

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  4. Check N' Go

    835 Main St Se Ste 105, Los Lunas, NM 87031-8905

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  5. Dash For Cash

    2235 Main St Se Ste B, Los Lunas, NM 87031-8889

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  6. Title Cash

    3459 Highway 47, Los Lunas, NM 87031-8286

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

More in Los Lunas and New Mexico

Check Cashing and Payday Loan Stores near Los Lunas

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.