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Check Cashing and Payday Loan Stores in Rhode Island

21 of the 51 pawn shops, check cashing and loan stores we track in Rhode Island are check cashing or payday loan services. Full listings for every city are on the Rhode Island page.

21stores
11cities
51stores statewide

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

Providence 5

  1. Advance America

    361 Reservoir Ave Unit B-2, Providence, RI 02907

    Layaway
    Call Website All Providence

  2. Check 'n Go

    112 Douglas Ave Ste 101, Providence, RI 02908-3257

    Call All Providence

  3. Jn Management, Inc.

    275 Pocasset Ave, Providence, RI 02909-4722

    Call All Providence

  4. Charge Card Funding

    1 Ship St, Providence, RI 02903-4216

    Call All Providence

  5. Monimen

    370 Cranston St, Providence, RI 02907-2757

    Call All Providence

Warwick 4

  1. Advance America

    775 Bald Hill Rd, Warwick, RI 2886

    Call Website All Warwick

  2. Advance America

    400 Warwick Ave Ste 2, Warwick, RI 02888

    Call Website All Warwick

  3. Check 'n Go

    826 Bald Hill Rd, Warwick, RI 02886-0718

    Call All Warwick

  4. Check N' Go

    1565 Post Rd Unit 3, Warwick, RI 02888-5949

    Call All Warwick

Pawtucket 3

  1. Advance America

    50 Ann Mary St Ste 102, Pawtucket, RI 02860

    Call Website All Pawtucket

  2. Advance America

    325 Armistice Blvd., Pawtucket, RI 2861

    Call Website All Pawtucket

  3. Xtreme Computers

    210 Lonsdale Ave, Pawtucket, RI 02860-3382

    Call All Pawtucket

Woonsocket 2

  1. Advance America

    1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895

    Call Website All Woonsocket

  2. Check N' Go

    2000 Diamond Hill Rd Ste 19, Woonsocket, RI 02895-1554

    Call All Woonsocket

Cranston 1

  1. Advance America

    500 Dyer Ave Ste C, Cranston, RI 02920

    Call Website

Johnston 1

  1. Check 'n Go

    1426 Hartford Ave, Johnston, RI 02919-3266

    Call All Johnston

Middletown 1

  1. Check N' Go

    1378 W Main Rd, Middletown, RI 02842-6301

    Call

North Providence 1

  1. Check 'n Go

    1375 Mineral Spring Ave Ste 2a, North Providence, RI 02904-4638

    Call All North Providence

Rumford 1

  1. Advance America

    190-A Newport Ave, Rumford, RI 02916

    Call Website

Warren 1

  1. Advance America

    628 Metacom Ave Unit 14, Warren, RI 2885

    Call Website

Westerly 1

  1. Advance America

    271 Post Road, Unit E2 & E3, Westerly, RI 02891

    Call Website
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Rhode Island

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.

Where to buy silver coins near me?

Precious metal dealers and pawn shops throughout Rhode Island carry a wide selection of silver coins and bullion. There are 21 locations listed on PawnAtlas across the state offering competitive market rates. Check dealer inventories and daily spot price adjustments prior to making a purchase.

Where to sell old electronics for cash?

Secondhand stores and pawn shops across Rhode Island buy laptops, gaming consoles, and mobile devices for immediate cash. You can find 21 local electronics buyers across the state on PawnAtlas. Always back up your personal data and restore factory settings before selling your devices.