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Installment Loan Stores in Rhode Island

5 of the 51 pawn shops, check cashing and loan stores we track in Rhode Island are installment loan options. Full listings for every city are on the Rhode Island page.

5stores
4cities
51stores statewide

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

Providence 2

  1. Empire Loan

    1271 N Main St, Providence, RI 02904-1827

  2. Patricia Vargas Loan Officer

    400 Reservoir Ave, Providence, RI 02907-3553

East Greenwich 1

  1. Business Loans New England

    925 Main St Unit B3, East Greenwich, RI 02818

Pawtucket 1

  1. Blackstone Finance

    20 Division St, Pawtucket, RI 02860-5302

Warwick 1

  1. North Eastern Private Lenders LLC.

    501 Centerville Rd, Warwick, RI 02886-4347

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

Also in Rhode Island

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.

Where to buy silver coins near me?

Precious metal dealers and pawn shops throughout Rhode Island carry a wide selection of silver coins and bullion. There are 5 locations listed on PawnAtlas across the state offering competitive market rates. Check dealer inventories and daily spot price adjustments prior to making a purchase.

Where to sell old electronics for cash?

Secondhand stores and pawn shops across Rhode Island buy laptops, gaming consoles, and mobile devices for immediate cash. You can find 5 local electronics buyers across the state on PawnAtlas. Always back up your personal data and restore factory settings before selling your devices.