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Check Cashing and Payday Loan Stores in McKinney, TX

11 of the 20 pawn shops, check cashing and loan stores we list in McKinney are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. First Cash Advance

    1901 N Redbud Blvd Ste 200, McKinney, TX 75070

    Buys goldJewelryElectronicsLayaway
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  2. Cliff's Check Cashing #2

    215 E University Dr Ste 103, McKinney, TX 75069-1876

    Electronics
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  3. Service Loans

    1330 N McDonald, Ste 105, McKinney, TX 75071

    Mon–Fri 8:30am–5:30pm, Sat–Sun closed

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  4. OneMain Financial

    3001 S Central Expy Ste 308, McKinney, TX 75070

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  5. Cash Store

    1920 Eldorado Pkwy Ste 500, McKinney, TX 75069

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  6. Sun Loan Company

    101 N Mcdonald St Ste 105, McKinney, TX 75069

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  7. Texas Car Title & Payday Loan Services, Inc.

    1304 S Mcdonald St, McKinney, TX 75069

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  8. Kroger Money

    2901 S Lake Forest Dr, McKinney, TX 75070

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  9. Kroger Money

    1801 N Lake Forest Dr, McKinney, TX 75071

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  10. Cash Store

    2050 W University Dr Ste 130, McKinney, TX 75071

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  11. Check 'n Go

    321 N Central Expy Ste 205, McKinney, TX 75070-3511

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near McKinney

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.