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Check Cashing and Payday Loan Stores in Mesquite, TX

12 of the 22 pawn shops, check cashing and loan stores we list in Mesquite are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. First Cash Advance

    1100 N Town East Blvd #103, Mesquite, TX 75150

    Buys goldElectronicsLayaway
    Call Website Directions

  2. Payday Advance

    2110 N Galloway Ave Ste 111, Mesquite, TX 75150

    Buys goldElectronicsLayaway
    Call Website Directions

  3. Toledo Finance

    2601 Gus Thomasson Rd Ste 200, Mesquite, TX 75150

    Layaway
    Call Website Directions

  4. ACE Cash Express

    3801 Gus Thomasson Rd, Mesquite, TX 75150

    Monday-Thursday 900-1800, Friday 900-1900, Saturday 900-1800

    Call Website Directions

  5. Speedy Cash

    3501 Gus Thomasson Rd Unit 102, Mesquite, TX 75150

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  6. Advance America

    1220 N Town East Blvd Ste 125, Mesquite, TX 75150

    Call Website Directions

  7. Kroger Money

    1919 Faithon P Lucas Sr Blvd, Mesquite, TX 75181

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  8. Kroger Money

    3600 Gus Thomasson Rd Ste 150, Mesquite, TX 75150

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  9. Kroger Money

    525 N Galloway Ave, Mesquite, TX 75149

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  10. Check Into Cash

    1111 N Town East Blvd, Mesquite, TX 75150-7686

    Call Website Directions

  11. Onemain Financial

    1645 N Town East Blvd, Mesquite, TX 75150

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  12. Texas Car Title & Payday Loan Services

    625 Pioneer Rd Ste 108, Mesquite, TX 75149-5286

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Mesquite

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.