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Check Cashing and Payday Loan Stores in Midland, TX

15 of the 26 pawn shops, check cashing and loan stores we list in Midland are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Check 'n Go

    2410 Rankin Hwy Ste 104, Midland, TX 79701

    Layaway
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  2. Security Finance

    2811 N Big Spring St Ste C, Midland, TX 79705

    Monday–Friday 8:30 AM–5:30 PM

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  3. Sun Loan Company

    3323 N Midland Dr Ste 114, Midland, TX 79707

    Saturday 8:30 AM – 12:30 PM

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  4. ACE Cash Express

    5115 W Wadley Ave, Ste C, Midland, TX 79707

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  5. Advance America

    3200 Andrews Hwy., Ste 300, Midland, TX 79701

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  6. Cash Store

    1220 N Midkiff Rd Ste A, Midland, TX 79701

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  7. Mr. Payroll Check Cashing

    4709 N Midkiff Rd, Midland, TX 79705

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  8. Mr. Payroll Check Cashing

    2404 N Big Spring St, Midland, TX 79705-7650

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  9. Mr. Payroll Check Cashing

    800 E Florida Ave, Midland, TX 79701

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  10. Mr. Payroll Check Cashing

    4400 W Illinois Ave, Midland, TX 79703

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  11. Mr. Payroll Check Cashing

    3310 W Wall St, Midland, TX 79701-6762

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  12. Mr. Payroll Check Cashing

    1709 Rankin Hwy, Midland, TX 79701-8104

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  13. Security Finance

    4313 W Illinois Ave Ste C, Midland, TX 79703

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  14. Mr. Payroll Check Cashing

    3300 N Midland Dr, Midland, TX 79707

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  15. About Cash

    910 Andrews Hwy, Midland, TX 79701

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Midland

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.