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Check Cashing and Payday Loan Stores in Odessa, TX

19 of the 37 pawn shops, check cashing and loan stores we list in Odessa are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. First Cash Advance

    1902 E 42nd St, Odessa, TX 79762

    Buys goldJewelryElectronicsLayaway
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  2. Toledo Finance

    1633 N County Rd W, Odessa, TX 79763

    Layaway
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  3. Advance America

    1400 N County Rd W, Odessa, TX 79763

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–3:00 PM, Sun: Closed

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  4. Sun Loan Company

    1432 E 8th St, Odessa, TX 79761

    Monday–Saturday 8:30 AM – 12:30 PM

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  5. Texas Car Title and Payday Loan Services, Inc.

    2401 E 8th St, Odessa, TX 79761

    Monday - Friday 10AM-6PM, Saturday 9AM-1PM, Sunday Closed

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  6. Mr. Payroll Check Cashing

    601 N County Rd W, Odessa, TX 79763-3744

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  7. Mr. Payroll Check Cashing

    2463 E 8th St, Odessa, TX 79761-4901

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  8. Mr. Payroll Check Cashing

    3722 Andrews Hwy, Odessa, TX 79762

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  9. Mr. Payroll Check Cashing

    9413 W UNIVERSITY, Odessa, TX 79764

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  10. Cash Store

    3823 E 42nd St, Odessa, TX 79762

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  11. Mr. Payroll Check Cashing

    4203 N Grandview Ave, Odessa, TX 79762-5843

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  12. Mr. Payroll Check Cashing

    4000 Faudree Rd, Odessa, TX 79765

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  13. OneMain Financial

    2237 E 52nd St, Odessa, TX 79762

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  14. Security Finance

    2904 Andrews Hwy, Odessa, TX 79762

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  15. Security Finance

    308 W University Blvd Unit A, Odessa, TX 79764

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  16. Fast Cash Check Service

    1314 N County Rd W, Odessa, TX 79763

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  17. Onemain Financial

    4555 E University Blvd, Odessa, TX 79762

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  18. Security Finance

    4555 E University Blvd Ste B3, Odessa, TX 79762

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  19. Kwik Cash

    2804 Andrews Hwy, Odessa, TX 79762-7620

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Odessa

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.