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Check Cashing and Payday Loan Stores in Texas City, TX

11 of the 17 pawn shops, check cashing and loan stores we list in Texas City are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Toledo Finance

    2917 Palmer Hwy, Texas City, TX 77590

    Layaway
    Call Website Directions

  2. Texas Car Title and Payday Loan Services, Inc.

    3112 Palmer Hwy, Texas City, TX 77590

    Mon–Fri 10AM–6PM, Sat 9AM–1PM, Sun closed

    Call Website Directions

  3. Check 'n Go

    5204 Highway 1765 Ste D, Texas City, TX 77591

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  4. Sun Loan Company

    3307 Palmer Highway, Texas City, TX 77590

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  5. Ace Cash Express

    5204 FM 1765, Texas City, TX 77591-4219

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  6. Mr. Payroll Check Cashing

    2728 Palmer Hwy, Texas City, TX 77590-6930

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  7. OneMain Financial

    9300 Emmett F Lowry Expy Ste 112, Texas City, TX 77591

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  8. Security Finance

    2813 Palmer Hwy, Texas City, TX 77590

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  9. Kroger Money

    3541 Palmer Hwy, Texas City, TX 77590

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  10. Check 'n Go

    3523 Palmer Hwy, Texas City, TX 77590-6513

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  11. Covington Credit

    2921 Palmer Hwy, Texas City, TX 77590

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Texas City

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.