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Check Cashing and Payday Loan Stores in Roanoke, VA

13 of the 23 pawn shops, check cashing and loan stores we list in Roanoke are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Ace Cash Express

    4750 Valley View Blvd., Roanoke, VA 24012

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  2. Approved Cash

    2328 Orange Ave NE, Roanoke, VA 24012

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  3. Check Into Cash

    4750 Valley View Blvd NW Ste 50, Roanoke, VA 24012

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  4. LoanMax Title Loans

    1301 Orange Ave NE, Roanoke, VA 24012

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  5. OneMain Financial

    6701 Peters Creek Rd Ste 107, Roanoke, VA 24019

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  6. Kroger Money

    614 Brandon Ave SW, Roanoke, VA 24015

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  7. Kroger Money

    5050 Rutgers St NW, Roanoke, VA 24012

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  8. Kroger Money

    4488 Electric Rd, Roanoke, VA 24018

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  9. Kroger Money

    3971 Brambleton Ave, Roanoke, VA 24018

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  10. Kroger Money

    7223 Williamson Rd, Roanoke, VA 24019

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  11. Kroger Money

    3970 Valley Gateway Blvd, Roanoke, VA 24012

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  12. First Virginia

    4915 Williamson Rd NW, Roanoke, VA 24012-1724

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  13. Check Into Cash

    4750 Valley View Blvd NW #50, Roanoke, VA 24012

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Roanoke

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.