All states›Check Cashing and Payday Loan Stores›Virginia›Richmond

Check Cashing and Payday Loan Stores in Richmond, VA

21 of the 38 pawn shops, check cashing and loan stores we list in Richmond are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Fastest Cash Advance & Payday Loans

    919 E Main St, Richmond, VA 23219-4625

    24/7

    Electronics
    Call Website Directions

  2. Check Into Cash

    3059 Mechanicsville Tpke, Richmond, VA 23223

    Call Website Directions

  3. Check City

    21 E Broad St, Richmond, VA 23219

    Call Website Directions

  4. Check Into Cash

    7601 W Broad St Ste E, Richmond, VA 23294

    Call Website Directions

  5. LoanMax Title Loans

    6100 Midlothian Tpke, Richmond, VA 23225

    Call Website Directions

  6. Cash-2-U Loans

    5206 E Seminary Ave, Richmond, VA 23227

    Call Website Directions

  7. Kroger Money

    9480 W Broad St, Richmond, VA 23294

    Call Website Directions

  8. Kroger Money

    1601 Willow Lawn Dr Ste 1, Richmond, VA 23230

    Call Website Directions

  9. Kroger Money

    1510 Eastridge Rd, Richmond, VA 23229

    Call Website Directions

  10. Cash-2-u Loans

    4118 W Broad St, Richmond, VA 23230-3353

    Call Website Directions

  11. Cash-2-u Loans

    6100 Midlothian Tpke, Richmond, VA 23225-5922

    Call Website Directions

  12. Cash-2-u Loans

    2501 Chamberlayne Ave, Richmond, VA 23222-4214

    Call Website Directions

  13. Approved Cash Advance

    5160 Nine Mile Rd, Richmond, VA 23223-3330

    Call Directions

  14. Check Into Cash

    4738 Finlay St, Richmond, VA 23231

    Call Directions

  15. Fast Auto Loans, Inc.

    4806 Nine Mile Rd, Richmond, VA 23223

    Call Directions

  16. Fast Auto Loans, Inc.

    6150 Midlothian Tpke, Richmond, VA 23225

    Call Directions

  17. First Virginia

    159 E Belt Blvd, Richmond, VA 23224

    Call Directions

  18. First Virginia

    9121 Staples Mill Rd, Richmond, VA 23228

    Call Directions

  19. Guaranteed Payday Loans

    8191 Brook Rd Ste G, Richmond, VA 23227

    Call Directions

  20. Smart Choice Financial

    2403 Westwood Ave Ste 208, Richmond, VA 23230

    Call Directions

  21. Fast Auto Loans, Inc.

    3617 Jefferson Davis Hwy, Richmond, VA 23234

    Call Directions
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Richmond

More in Richmond and Virginia

Check Cashing and Payday Loan Stores near Richmond

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.