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Installment Loan Stores in Houma, LA

13 of the 31 pawn shops, check cashing and loan stores we list in Houma are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Bayou Finance of Houma

    616 Barrow St, Houma, LA 70360

    JewelryElectronics
  2. OneMain Financial

    5801 W Park Ave #104, Houma, LA 70364

    Mo,We,Fr 08:30-17:30, Tu,Th 09:00-17:30

  3. Bon Terre Credit

    303 Bayou Garden Blvd, Houma, LA 70364-1434

  4. Cash 2 U

    1426 E Tunnel Blvd, Houma, LA 70363

  5. Finance Center of Houma

    6110 W Park Ave, Houma, LA 70364-1700

  6. Foti Finance

    6486 W Park Ave, Houma, LA 70364-2237

  7. Houma Credit

    6296 W Park Ave, Houma, LA 70364-2236

    Mon–Fri 8:30am–5:00pm

  8. P C Credit

    6130 W Park Ave, Houma, LA 70364-1700

  9. Cami Bonvillain - Assurance Financial

    1227 St Charles St, Houma, LA 70360-2814

    Electronics
  10. American Cash Advance (207)

    5658 W Main St Apt b, Houma, LA 70360

  11. World Finance

    632 Corporate Dr, Houma, LA 70360-2469

  12. Check Cashers Inc.

    Jackson Hewitt Tax Service, 6300 W Park Ave, Houma, LA 70364-2234

  13. Faith Financial

    W Park Ave, Houma, LA 70364

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.