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Check Cashing and Payday Loan Stores in Houma, LA

13 of the 31 pawn shops, check cashing and loan stores we list in Houma are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    1058 Grand Caillou Rd, Houma, LA 70363

    Mon 10:00 AM–6:00 PM, Sat 9:00 AM–1:00 PM

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  2. Sunbelt Credit

    6118 W Park Ave, Houma, LA 70364

    Monday–Thursday 8:30 AM–5:30 PM

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  3. Cash Cow

    292 S Hollywood Rd, Houma, LA 70360

    Mon–Fri 10am–6pm, Sat 9am–1pm

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  4. Approved Cash

    1783 Martin Luther King Boulevard, Suite 3-102, Houma, LA 70360

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  5. Approved Cash

    251 Enterprise Dr Ste 2, Houma, LA 70360

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  6. Cash 2 U

    6218 W Park Ave, Houma, LA 70364

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  7. Easy Money EMG

    1500 E Tunnel Blvd, Houma, LA 70363

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  8. Money Mart

    6277 W Park Ave, Houma, LA 70364

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  9. OneMain Financial

    6497 W Park Ave, Houma, LA 70364

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  10. Security Finance

    814 Grand Caillou Rd Ste 5A, Houma, LA 70363

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  11. Cajun Fast Cash

    6519 W Main St, Houma, LA 70360-2296

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  12. Check Into Cash

    1243 Grand Caillou Rd, Houma, LA 70363

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  13. One Way Check Advance

    853 Grand Caillou Rd, Houma, LA 70363-5890

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Houma

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.