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Installment Loan Stores in Albuquerque, NM

18 of the 103 pawn shops, check cashing and loan stores we list in Albuquerque are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Regional Finance

    5300 Sequoia Rd NW Ste 100, Albuquerque, NM 87120

    Monday through Friday, 8:30 a.m.–5:30 p.m.

  2. ACE Cash Express

    333 Montaño Rd NW Ste E, Albuquerque, NM 87107

  3. ACE Cash Express

    111 Coors Blvd NW Ste C1, Albuquerque, NM 87121

  4. ACE Cash Express

    4720 Central Ave SE, Albuquerque, NM 87108

  5. ACE Cash Express

    1521 Eubank Blvd NE, Albuquerque, NM 87112-4112

  6. Loanmax Title Loans

    6001 Central Ave NE, Albuquerque, NM 87108

  7. Payment 1 Loans

    6125 Montgomery Blvd NE #4, Albuquerque, NM 87109

  8. Loanmax Title Loans

    5614 Central Ave SW, Albuquerque, NM 87105

  9. World Finance

    1609 Isleta Blvd SW Ste C, Albuquerque, NM 87105

  10. B & F Finance

    3320 San Mateo Blvd Ne Ste B, Albuquerque, NM 87110-1941

  11. Automotive Finance

    608 Chama St NE, Albuquerque, NM 87108-2029

  12. Intercap Lending

    5600 Wyoming Blvd NE, Albuquerque, NM 87109-2612

  13. Dean Ellison Loan Officer 203768

    100 Sun Ave NE, Albuquerque, NM 87109-4659

  14. Money Now Loans

    6300 San Mateo Blvd NE c-2, Albuquerque, NM 87109

  15. Western Finance Albuquerque

    3765 Isleta Blvd SW, Albuquerque, NM 87105-5984

  16. Continental Loans

    3401 San Mateo Blvd Ne Ste F, Albuquerque, NM 87110-1976

  17. Easy Loans

    2203 Central Ave NW, Albuquerque, NM 87104

  18. Ready Money

    2225 Wyoming Blvd Ne Ste J, Albuquerque, NM 87112-2638

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.