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Pawn Shops in Albuquerque, NM

16 of the 103 pawn shops, check cashing and loan stores we list in Albuquerque are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Mrs. B's Pawn & Trading

    3543 Gibson Blvd SE, Albuquerque, NM 87106-1627

    Mon-Fri 9am-5:30pm, Sat 10am-4pm

    Buys goldJewelryFirearms
  2. Albuquerque Pawn Shop

    501 Lomas Blvd NW, Albuquerque, NM 87102-2116

    Jewelry
  3. University Pawn

    1418 Central Ave SE, Albuquerque, NM 87106-4802

    Mon-Fri 10am-6pm, Sat 10am-4pm

  4. Express Cash

    4710 San Mateo Blvd NE, Albuquerque, NM 87109-2422

  5. Doc Holliday's Pawn Shop Llc

    1400 Juan Tabo Blvd NE, Albuquerque, NM 87112-4406

  6. Wing Firearms And Pawn

    1605 Juan Tabo Blvd NE, Albuquerque, NM 87112-4457

  7. Uptown Pawn

    10300 Menaul Blvd NE, Albuquerque, NM 87112-2367

  8. Happy Hocker Pawn Shop

    3715 Montgomery Blvd NE, Albuquerque, NM 87109-1028

  9. Hock It to Me Pawn

    526 Louisiana Blvd SE, Albuquerque, NM 87108-3843

  10. Pawn City

    5645 4th St NW, Albuquerque, NM 87107

  11. Rubys Pawn Shop

    1720 Bridge Blvd SW Ste D1, Albuquerque, NM 87105

  12. Crest Pawn Shop Inc

    1016 Juan Tabo Blvd NE Ste H, Albuquerque, NM 87112

  13. Osuna Pawn

    5926 2nd St NW, Albuquerque, NM 87107-5004

  14. Title Cash

    1414 Bridge Blvd SW, Albuquerque, NM 87105-3768

  15. 505 Quick Cash & Pawn

    3250 Coors Blvd NW, Albuquerque, NM 87120-1270

  16. Valley Pawn

    401 Menaul Blvd NW, Albuquerque, NM 87107-1349

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.