Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.
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Lendmark Financial Services
3220 Wilkinson Blvd A4, Charlotte, NC 28208
Mon - Fri: 8:30 am. - 5:30 pm., Sat - Sun: Closed
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OneMain Financial
230 E W.T. Harris Blvd, Charlotte, NC 28262
Monday, Wednesday, Friday 8:30 a.m. to 5:30 p.m.
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Public Finance Associates
6000 Fairview Rd, Charlotte, NC 28210
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Regional Finance
4401 E Independence Blvd, Charlotte, NC 28205-0500
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Katie Barger - Licensed Loan Specialist
2015 Ayrsley Town Blvd, Charlotte, NC 28273-4067
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Global Financial Services
212 S Tryon St #1055, Charlotte, NC 28281
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Christine Frost - Cardinal Financial Company
3530 Torington Way, Suite 200, Charlotte, NC 28277
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Loan Mountain Capital
5960 Fairview Rd Ste 354, Charlotte, NC 28210
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Nick McCahan at Supreme Lending
7300 Carmel Executive Park Dr, Charlotte, NC 28226-1306
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Diana Pollard - Loan Consultant
14120 Ballantyne Corporate Pl, Charlotte, NC 28277-2615
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ENG Lending
10130 Mallard Creek Rd, Charlotte, NC 28262-6000
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Argus Check Cashing
6407 South Blvd, Charlotte, NC 28217-4401
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PrimeLending - Hickory
10700 Sikes Pl, Charlotte, NC 28277-0729
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Lending Tree
8910 Lenox Pointe Dr, Charlotte, NC 28273-3431
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Instant Approval Loan
11115 Rushmore Dr, Charlotte, NC 28277-3442
Also in Charlotte
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More in Charlotte and North Carolina
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Installment Loan Stores near Charlotte
Good to know
How do installment loans differ from payday loans?
Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.
What do I need to apply for an installment loan?
Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.
Can I get an installment loan with poor credit?
Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.