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Check Cashing and Payday Loan Stores in Charlotte, NC

13 of the 52 pawn shops, check cashing and loan stores we list in Charlotte are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. ACE Cash Express

    3310 Wilkinson Blvd, Charlotte, NC 28208

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  2. Ace Cash Express

    6111 South Blvd, Charlotte, NC 28217-4438

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  3. PLS Check Cashers

    4431 N Tryon St, Charlotte, NC 28213

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  4. Ace Cash Express

    901 N Wendover Rd Ste B, Charlotte, NC 28211-4871

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  5. Ace Cash Express

    2706 Freedom Dr # B, Charlotte, NC 28208-3854

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  6. OneMain Financial

    9020 Albemarle Rd Ste I, Charlotte, NC 28227

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  7. OneMain Financial

    3220 Wilkinson Blvd Ste A4, Charlotte, NC 28208

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  8. Cash Advance

    5401 South Blvd Ste 166, Charlotte, NC 28217-2741

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  9. i Solutions

    11524 Providence Rd #C222, Charlotte, NC 28277

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  10. Bpcenter

    7631 Sharon Lakes Rd Ste D, Charlotte, NC 28210-7420

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  11. Onemain Financial

    6054 E Independence Blvd, Charlotte, NC 28212

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  12. Usa Check Cashing

    5115 N Tryon St Ste C, Charlotte, NC 28213-7066

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  13. We Cash Checks Inc.

    2939 Shamrock Dr, Charlotte, NC 28205-2219

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Charlotte

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.